Artificial intelligence (AI) is transforming everyday life, but its impact on retired people is often overlooked. If you are still at school and looking towards a career, then the landscape will be changing forever, with many jobs disappearing.
How will artificial Intelligence change your world if you are retired?
By Jeremy Ferguson
This article is published on: 22nd November 2025
Just as the Industrial revolution replaced the body in the workforce, AI looks like it will be replacing the mind in much of the workforce. It is actually quite a scary thought. However, for those no longer in the workforce, AI is not a threat, quite the opposite, it will be a valuable tool.
AI-powered assistants will have a huge influence in the world of medical research, analysing huge amounts of data in no time at all, helping advance research and the resultant remedies. As a result of all of this, life expectancy and quality of life will both improve.
AI-supported health tools can help monitor vital signs, remind users about medications, and assist with telehealth visits. These innovations will help support independent living by helping retirees manage health concerns and issues more easily and proactively.
With AI, lifelong learning becomes more accessible than ever. Retirees can explore history, languages, technology, creative writing, or any area of curiosity. AI tutors adjust to individual learning styles and answer questions in plain language—without pressure, deadlines, or classrooms. I know a number of people who have subscribed to an AI language school, talking and practising Spanish with a ‘virtual’ person for 15 minutes each day. This can be done whenever suits them, and from the comfort of their own home, rather than being tied to a certain class time each week.
AI tools make it possible to create artwork, write stories, restore old photos, or design family history projects—regardless of technical skill. Many retirees use AI to capture memories, organize family archives, or create meaningful keepsakes for loved ones. Rather than replacing creativity, AI enhances it.
It can also help retirees stay in touch with family and friends by simplifying video calls, drafting messages, translating languages, and explaining new apps. This support can help reduce the feeling of being left behind in a fast-moving digital world.
AI is possibly redefining retirement as a stage filled with new opportunities—for learning, connection, creativity, and independence. For those willing to embrace it, AI offers a more empowered and engaging future.
As with any change, embracing it rather than avoiding it can often be the best way forward.
Living longer and being more active in retirement will mean the pensions and investments we have will need to last longer, so ongoing regular reviews and careful management will become ever more important. This is becoming an ever increasing part of my relationship with clients and if this is something you feel I can help you with, please feel free to get in touch.