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No more wealth tax in Andalucia

No more wealth tax in Andalucia

Top Tips for expat finances in Spain

Top Tips for expat finances in Spain

At Last, Wealth Tax is abolished in Andalucia

At Last, Wealth Tax is abolished in Andalucia

The challenges faced when Downsizing

The challenges faced when Downsizing

Transferring your pension to a QROP

Transferring your pension to a QROP

Making a Will in Spain

Making a Will in Spain

August update for expats in Spain

August update for expats in Spain

Is it better to pay off your mortgage early or save for retirement?

Is it better to pay off your mortgage early or save for retirement?

Spain’s Golden and Non-Lucrative Visas

Spain’s Golden and Non-Lucrative Visas

Living in Spain after BREXIT

Living in Spain after BREXIT

Are you paying too much on your investments?

Are you paying too much on your investments?

Are you thinking of moving to Spain

Are you thinking of moving to Spain

Spanish Tax on Personal Pensions

Spanish Tax on Personal Pensions

Spanish Tax Guide 2022

Spanish Tax Guide 2022

Arts Society de La Frontera

Arts Society de La Frontera

Removing Confusion on Spain and UK Tax Situation Especially Pensions

Removing Confusion on Spain and UK Tax Situation Especially Pensions

Temporary Annuities in Spain

Temporary Annuities in Spain

Inflation in Spain

Inflation in Spain

Sustainable & Ethical Investment funds in Spain

Sustainable & Ethical Investment funds in Spain

Saving tax in Spain

Saving tax in Spain

Wealth Tax in Catalonia

Wealth Tax in Catalonia

Spanish tax on UK property

Spanish tax on UK property

Ukraine – stockmarkets’ reaction

Ukraine – stockmarkets’ reaction

Investing During War Times

Investing During War Times

What has changed for the Modelo 720?

What has changed for the Modelo 720?

Do you need to submit a Modelo 720?

Do you need to submit a Modelo 720?

Claiming your UK State Pension whilst living in Spain/EEA

Claiming your UK State Pension whilst living in Spain/EEA

ESG funds and green gardening

ESG funds and green gardening

ESG – How to invest ethically

ESG – How to invest ethically

Modelo 720 – the end of late filing fees?

Modelo 720 – the end of late filing fees?

How to reduce your taxes in Spain (legitimately!)

How to reduce your taxes in Spain (legitimately!)

Inheritance tax living in Catalonia, Spain

Inheritance tax living in Catalonia, Spain

Irish Pensions Transfers | What are your options?

Irish Pensions Transfers | What are your options?

Arts Society de La Frontera ‘Live’

Arts Society de La Frontera ‘Live’

Your Financial Health Check 2022

Your Financial Health Check 2022

Pension scams – what you need to know

Pension scams – what you need to know

Inflation: food for thought

Inflation: food for thought

Can I keep my UK ISA living in Spain?

Can I keep my UK ISA living in Spain?

Trust not Trusts

Gift tax in Spain

Gift tax in Spain

Working Life vs Life Savings When Living in Spain

Working Life vs Life Savings When Living in Spain

Minimising exposure to tax in Spain

Minimising exposure to tax in Spain

UK tax rebates in Spain

UK tax rebates in Spain

Smart Banking

Smart Banking

Top three financial tips for expats living in Spain

Top three financial tips for expats living in Spain

Back at the races in Monza

Back at the races in Monza

New Spanish tax rules for UK ISAs and investment funds

New Spanish tax rules for UK ISAs and investment funds

More Spanish residents to pay wealth tax

More Spanish residents to pay wealth tax

Wealth Tax in Spain

Wealth Tax in Spain

Taxes in Spain after BREXIT

Taxes in Spain after BREXIT

Are you self employed in Spain – What expenses can you claim?

Spanish CGT on UK Principal Residences

Spanish CGT on UK Principal Residences

Spain’s Golden and Non-Lucrative Visas

Spain’s Golden and Non-Lucrative Visas

I’m moving to Spain – When should I take financial advice?

I’m moving to Spain – When should I take financial advice?

Cryptocurrency Taxes in Spain

Cryptocurrency Taxes in Spain

Fund managers, ethics, green issues and sustainability

Fund managers, ethics, green issues and sustainability

How safe is my cash?

How safe is my cash?

Prochaines échéances fiscales et guide 2021 des impôts en Espagne

Prochaines échéances fiscales et guide 2021 des impôts en Espagne

New Spanish bank charges post-Brexit

Cash is King?

Cash is King?

Is it necessary to have a Spanish will and a British will?

Is it necessary to have a Spanish will and a British will?

Domicile re-visited – has Brexit had an impact?

Domicile re-visited – has Brexit had an impact?

Document pour mieux préparer son décès

Document pour mieux préparer son décès

Currency Exchange and the benefits of using a specialist provider

Currency Exchange and the benefits of using a specialist provider

Financial and Retirement Planning – Cash flow Modelling

Financial and Retirement Planning – Cash flow Modelling

UK pension consolidation living in Spain

Bitcoin in your investment portfolio – what is Bitcoin, how to use it and what it will do

Form D6, Modelo 720, Declaracion de la Renta and Wealth Tax reporting dates

Form D6, Modelo 720, Declaracion de la Renta and Wealth Tax reporting dates

Are you and your investments adapting to change?

Are you and your investments adapting to change?

What’s the story with ESG investing and what can it do for your savings?

What’s the story with ESG investing and what can it do for your savings?

Spanish private pensions

Spanish private pensions

Are you a UK IFA with Clients Living in Europe ?

Are you a UK IFA with Clients Living in Europe ?

Est-il préférable de rembourser votre prêt ou d’investir?

Est-il préférable de rembourser votre prêt ou d’investir?

The recovery of stock markets cannot be ignored

The recovery of stock markets cannot be ignored

New registration procedure for residents (TIE)

New registration procedure for residents (TIE)

Comment prendre sa retraite à 50 ans?

Comment prendre sa retraite à 50 ans?

There is more to (investment) life than the FTSE100

There is more to (investment) life than the FTSE100

Living in Spain after BREXIT

Living in Spain after BREXIT

The folder…

The folder…

UK Inheritance Tax and Spanish Succession Tax

How to avoid Spanish taxes on your UK property and investments

How to avoid Spanish taxes on your UK property and investments

UK State Pension & Voluntary Contributions

The when I die folder

The when I die folder

Lockdown lessons learnt?

Lockdown lessons learnt?

What is the point of having money?

What is the point of having money?

7 Good Reasons to Retire in Andalucía

7 Good Reasons to Retire in Andalucía

The results are in…

The results are in…

Moving to Spain & UK pension contributions

Moving to Spain & UK pension contributions

The Spectrum IFA Group and Blackden Financial join forces

The Spectrum IFA Group and Blackden Financial join forces

Investing After a Stock Market Crash

Investing After a Stock Market Crash

Tax increases in Spain

Tax increases in Spain

Atypical expat family living in Spain

Atypical expat family living in Spain

Investing for the future

Investing for the future

How long do you wait for things to improve?

How long do you wait for things to improve?

Can we learn from the past?

Can we learn from the past?

Longer Term Perspective

Longer Term Perspective

Life in Lockdown

Life in Lockdown

Health before wealth

Health before wealth

Feeling down about investments?

Feeling down about investments?

How much do I need for a comfortable retirement?

A flight to safety, or an opportunity for investors?

A flight to safety, or an opportunity for investors?

Stock markets falling, should I sell?

Stock markets falling, should I sell?

Moving to Spain – When should I take financial advice?

Moving to Spain – When should I take financial advice?

Save Thousands in Gift and Inheritance Tax in Spain

Save Thousands in Gift and Inheritance Tax in Spain

Modelo 720 Reporting Time – 2020

Modelo 720 Reporting Time – 2020

Arts Society de La Frontera & Spectrum – Costa del Sol

Arts Society de La Frontera & Spectrum – Costa del Sol

Advice before you arrive in Spain

Advice before you arrive in Spain

Planning for the Inevitable

Inflation is the killer

Inflation is the killer

Mortgage Rates in Spain

Mortgage Rates in Spain

Inheritance Tax in Catalonia

TAXATION UPDATE IN SPAIN

TAXATION UPDATE IN SPAIN

Financial Planning for Business Owners in Barcelona

Financial Planning for Business Owners in Barcelona

So what is the outlook for 2020?

So what is the outlook for 2020?

Spanish Succession and Gift Tax boost for non-EU beneficiaries

Spanish Succession and Gift Tax boost for non-EU beneficiaries

One kind of hangover is enough………

One kind of hangover is enough………

Arts Society de La Frontera event

Arts Society de La Frontera event

Financial Planning Impact of the Spanish Election

Financial Planning Impact of the Spanish Election

UK Pension transfer – most common questions asked

Your right to vote and the risk of doing nothing

Your right to vote and the risk of doing nothing

Is this the time to invest and where?

Is this the time to invest and where?

Acheter un appartement à Barcelone : bonne ou mauvaise idée ?

Acheter un appartement à Barcelone : bonne ou mauvaise idée ?

Inheritance Tax in Catalonia

Inheritance Tax in Catalonia

Tax Efficient Savings

Tax Efficient Savings

Interest rate outlook and what it means for your investments

Interest rate outlook and what it means for your investments

Tax Advice in Spain for Expats

Tax Advice in Spain for Expats

UK State Pension for Expats

Spanish Resident Services

Spanish Resident Services

Moving to, or living in Spain after Brexit – What do you need to do?

Moving to, or living in Spain after Brexit – What do you need to do?

Tips on Moving to Spain before Brexit

Tips on Moving to Spain before Brexit

I Thought Retiring Would Be So Much Simpler Than It Is!

I Thought Retiring Would Be So Much Simpler Than It Is!

Hot investments: It’s time to get creative

Hot investments: It’s time to get creative

Spain/Gibraltar Tax Treaty – tax residency of individuals

Spain/Gibraltar Tax Treaty – tax residency of individuals

Whatever will be, will be

Whatever will be, will be

How to retire like a pro!

How to retire like a pro!

Qu’est ce que la “Loi Beckham”?

Qu’est ce que la “Loi Beckham”?

The Spectrum IFA Group: A corporate partner, a generous friend

The Spectrum IFA Group: A corporate partner, a generous friend

Do you know if you are overpaying Spanish tax?

Do you know if you are overpaying Spanish tax?

Inheritance Tax in Catalunya

Inheritance Tax in Catalunya

Taking a Lump Sum from your Pension when Resident in Spain

Taking a Lump Sum from your Pension when Resident in Spain

Are You British, And Have You Recently Become An Official Resident Of Spain?

Are You British, And Have You Recently Become An Official Resident Of Spain?

The Many Benefits of a Financial Adviser

The Many Benefits of a Financial Adviser

Arts Society Event – San Roque, Costa del Sol

Arts Society Event – San Roque, Costa del Sol

Tips in investing in tough times

Tips in investing in tough times

2019: Modelo 720 – Reporting time for overseas assets

2019: Modelo 720 – Reporting time for overseas assets

Common Investment Mistakes

Common Investment Mistakes

GUIDE TO GROWING YOUR INCOME

GUIDE TO GROWING YOUR INCOME

The Beckham Law 2019

The Beckham Law 2019

BEWARE: FADS AND FASHIONS

BEWARE: FADS AND FASHIONS

Savings Bank Account Comparison in Spain

Savings Bank Account Comparison in Spain

Does Qrops or transferring your UK Pension overseas work?

Does Qrops or transferring your UK Pension overseas work?

Creating THE Folder – your financial snapshot

Creating THE Folder – your financial snapshot

Putting financial concerns in perspective

Putting financial concerns in perspective

The danger of waiting for Brexit

The danger of waiting for Brexit

Ethical investing – what exactly does it mean?

Modelo 720: Final Date for Submission is 31st March 2019

Modelo 720: Final Date for Submission is 31st March 2019

Creating THE Folder…

10 Rules of Successful Investments

10 Rules of Successful Investments

We are all living longer, and it’s not all good news

We are all living longer, and it’s not all good news

Récapitulatif sur le MODELO 720

Récapitulatif sur le MODELO 720

Possible effects of Brexit in Spain

Possible effects of Brexit in Spain

BREXIT and our right to remain in Spain

BREXIT and our right to remain in Spain

Deal or No Deal…?

Deal or No Deal…?

Arts Society de la Frontera – Costa del Sol, Spain

Arts Society de la Frontera – Costa del Sol, Spain

Brexit uncertainty and much more…

Exchange of Information – CRS

Exchange of Information – CRS

Are you moving to Spain?

Are you moving to Spain?

Tax threat: the consequences of CRS – The Spanish Situation

Tax threat: the consequences of CRS – The Spanish Situation

Tax in Spain can be a matter of opinion

Tax in Spain can be a matter of opinion

UK Investments & ISAs – Tax Treatment in Spain

UK Investments & ISAs – Tax Treatment in Spain

Tax and Savings in Spain

Tax and Savings in Spain

Tax and Saving in Spain

Tax and Saving in Spain

Tax relief on Spanish charity donations

Tax relief on Spanish charity donations

Pension Commencement Lump Sum Tax in Spain – How does it work?

Investment Categories

Investment Categories

Pension Healthcheck – Tips and Advice for 2018

Emotional Challenge

Emotional Challenge

What can I do to minimise any potential impacts of a tough Brexit process?

What can I do to minimise any potential impacts of a tough Brexit process?

Cash Is Not King….

Cash Is Not King….

How safe is your UK pension?

How safe is your UK pension?

Modelo 720 Reporting

Modelo 720 Reporting

Are you legally here in Spain?

Are you legally here in Spain?

The ‘Flip side’ of Demographics; a Revolution in the Making?

The ‘Flip side’ of Demographics; a Revolution in the Making?

Spectrum sponsored Arts Society de la Frontera

Spectrum sponsored Arts Society de la Frontera

Are you Positioned for the Innovation Revolution?

Are you Positioned for the Innovation Revolution?

Inheritance Tax in Catalunya

Inheritance Tax in Catalunya

The EU – a Financial success or not?

The EU – a Financial success or not?

Saving tax is a good policy

Saving tax is a good policy

Potential Catalan Issues

Potential Catalan Issues

Has your bank in Spain paid you over 3% p.a. interest on your savings recently?

Preparing your loved ones for life after your death

Preparing your loved ones for life after your death

Brexit: the effect on your money

Wealth Tax in Catalunya

Wealth Tax in Catalunya

THE MILLIONAIRES CLUB

THE MILLIONAIRES CLUB

Is buying Property in Barcelona a good investment?

Is buying Property in Barcelona a good investment?

Investments for the Cautious

Investments for the Cautious

Investing in turbulent times – presentation, Costa del Sol

Investing in turbulent times – presentation, Costa del Sol

Why robots will never replace Investment Advice

Why robots will never replace Investment Advice

A look at tax rates across Europe

Who would inherit your Assets if you die without a will?

How can I make my money grow when interest rates are so low?

How can I make my money grow when interest rates are so low?

“How dare they move abroad and take their wealth with them!”

“How dare they move abroad and take their wealth with them!”

Spanish State Pension system about to go Bankrupt?

Spanish State Pension system about to go Bankrupt?

Modelo 720 Reporting Time!

Modelo 720 Reporting Time!

Banks start plans for Brexit

Banks start plans for Brexit

QROPS Pension Transfer

QROPS Pension Transfer

Why Financial Planning ?

Why Financial Planning ?

Spanish Succession Tax (Inheritance tax)

Retirement Benefits

The ABCs of Spanish taxation when investing in real estate in Spain

The ABCs of Spanish taxation when investing in real estate in Spain

How safe is your bank?

How safe is your bank?

Theresa May addresses Brexit

Theresa May addresses Brexit

Banks have floors?

Banks have floors?

What will happen in 2017?

What will happen in 2017?

Spectrum sponsor the DFAS event – Costa del Sol

Spectrum sponsor the DFAS event – Costa del Sol

Should you cash in your final salary pension?

Should you cash in your final salary pension?

The Importance of Protecting and Protecting What’s Important

The Importance of Protecting and Protecting What’s Important

President Trump “The brand and businessman”

President Trump “The brand and businessman”

The Brexit or Invoking the Law of Unintended Consequence.

The Brexit or Invoking the Law of Unintended Consequence.

The Spectrum IFA Group exhibited at the Barcelona International Community Day

The Spectrum IFA Group exhibited at the Barcelona International Community Day

The Spectrum IFA Group co-sponsored NADFAS lecture

The Spectrum IFA Group co-sponsored NADFAS lecture

Dread and Brexit

Dread and Brexit

Warning – UK Pensions

Warning – UK Pensions

The Spectrum IFA Group Award for their Technical Articles

The Spectrum IFA Group Award for their Technical Articles

Timing the markets

Timing the markets

The Importance of Protection and Protecting What’s Important

The Importance of Protection and Protecting What’s Important

British Chamber of Commerce, Spain and The Spectrum IFA Group

British Chamber of Commerce, Spain and The Spectrum IFA Group

Making a Will and EU Succession Planning in Spain/Europe

Making a Will and EU Succession Planning in Spain/Europe

Common Reporting Standards

Common Reporting Standards

Where there’s a Will

Where there’s a Will

Working in Gibraltar but living in Spain

Working in Gibraltar but living in Spain

Declaracion De La Renta

Declaracion De La Renta

So What’s Your Strategy ?

So What’s Your Strategy ?

How Much To Invest?

How Much To Invest?

Retirement Benefits

Stabilise first then invest

Stabilise first then invest

Reasons To Invest

Reasons To Invest

Spectrum sponsored DFAS lecture – Costa del Sol, Spain – Wednesday 16th March.

Are your investments tax compliant in Spain?

Are your investments tax compliant in Spain?

Dealing with volatility

Dealing with volatility

Retiring in Spain with a UK State Pension – How does it work?

Retiring in Spain with a UK State Pension – How does it work?

UK Pension Tax Changes 6th April 2016 (lifetime allowance)

UK Pension Tax Changes 6th April 2016 (lifetime allowance)

To QROPS or Not?

To QROPS or Not?

Spectrum sponsors the NADFAS event in Costa del Sol

Spectrum sponsors the NADFAS event in Costa del Sol

Don´t bank on low charges

Don´t bank on low charges

Why a Pension audit is vital for your wealth.  (Part 2)

Why a Pension audit is vital for your wealth. (Part 2)

How much have your savings increased in the last 12 months?

How much have your savings increased in the last 12 months?

Automatic Exchange of Information (AEI)

Automatic Exchange of Information (AEI)

Cogs4Cancer 2015 – Barcelona to Antibes

Cogs4Cancer 2015 – The new kit has arrived

Why a Pension audit is vital for your wealth  Part 1

Why a Pension audit is vital for your wealth Part 1

Don´t slip up with over “Greece”ing

Don´t slip up with over “Greece”ing

What holds you back from investing?

What holds you back from investing?

It is never too early to start planning your financial future

It is never too early to start planning your financial future

Why it Pays to Make a Spanish Will as an expat

Why it Pays to Make a Spanish Will as an expat

FACTA: the unintended consequence for Expatriate US citizens

FACTA: the unintended consequence for Expatriate US citizens

Le Tour de Finance, Denia, Spain

The Spectrum IFA Group & the Decorative & Fine Arts Society

The Spectrum IFA Group & the Decorative & Fine Arts Society

Le Tour de Finance 2015

Can You Avoid Spanish Inheritance Tax?

Financial Independence: What’s your number?

Financial Independence: What’s your number?

Smart Ways to Make the Most of Your Finances

Smart Ways to Make the Most of Your Finances

The Financial Implications of Moving Abroad

Smoothing: Reduce Volatility and Increase Growth

Smoothing: Reduce Volatility and Increase Growth

Risk – Simply a Box of Chocolates?

Risk – Simply a Box of Chocolates?

Saving for Retirement in Spain

Finding a Financial Adviser in Barcelona

UK Pension Transfers – Update for Expats

Certainty and Predictability for your Investments

Certainty and Predictability for your Investments

Do You Fear For Your Financial Future?

Do You Fear For Your Financial Future?

Spectrum sponsor the Barcelona English Radio Party – 20th November

Have you or someone you know had to pay Spanish non-resident inheritance tax since 2010?

Have you or someone you know had to pay Spanish non-resident inheritance tax since 2010?

How my Independent Financial Adviser in Spain saved me 82,947euro in tax!!

How my Independent Financial Adviser in Spain saved me 82,947euro in tax!!

Savings solutions in Spain

Savings solutions in Spain

How much is Inheritance Tax in Spain?

Spanish Tax Reforms

Scottish Independence: A major faultline exposed in the UK?

Buying Property in Spain

The REAL effect of inflation

The REAL effect of inflation

Risk Tolerance

Risk Tolerance

How are you at managing your Finances ?

How are you at managing your Finances ?

QROPS Pension Transfer

QROPS Pension Transfer

Pilot Loss of License and Loss of Training Expenses Insurance

Spanish Mortgage News

Le Tour de Finance in Spain

Lifetime Allowance changes and ‘Fixed Protection 2014

Are you a Spanish tax-resident for tax purposes

The Spectrum IFA Group Expands in Madrid, Spain

Brandeaux February Update 2014

Investments can have too much structure

Brandeaux Suspended Funds Update

QROPS and EURBS – Common questions asked

Spectrum Economic Forum Davos 2014

Will Spain be moved by Brussels?

Diversification could pay dividends

Who do you bank with?

The Spectrum IFA Group & Tour de Finance Seminar Costa del Sol – October 18th 2013

ARE YOU PAYING TOO MUCH TAX ON YOUR SAVINGS?

ARE YOU PAYING TOO MUCH TAX ON YOUR SAVINGS?

Le Tour de Finance Heads to Spain

The Spectrum IFA Group open new office in Mallorca

Spanish Inheritance Tax and Habitual Residence

Retirement Planning – Is it a marathon or a sprint?

Retirement Planning – Is it a marathon or a sprint?

Come and meet the Spectrum IFA Group on Le Tour de Finance this Autumn

Property and inheritance tax increases in the Valencian Community

Insight into tax efficient savings in Spain

Spain – Overseas Tax Reporting and Financial Planning Seminars

Financial Advisers in Spain

International financial planning advisers* to the English speaking expatriate ( expat ) community in Spain.
All our advisers live in Spain, are experienced and qualified.
Our team of advisers is based in and around a number of major centres:

Barcelona
Barcelona
Madrid
Madrid
Costa Blanca
Costa Blanca
Costa del Sol
Costa del Sol
Balearics
Balearics
Murcia/Almeria
Murcia/Almeria

DOWNLOAD THE GUIDE
TAX IN SPAIN

Your Guide to Tax in Spain 2022

DOWNLOAD THE GUIDE
MOVING TO SPAIN

Moving to Spain

DOWNLOAD THE GUIDE
INVESTMENT RISK

DOWNLOAD THE GUIDE
ESG INVESTMENTS

Who is The Spectrum IFA Group?

The legal & tax systems in Spain

The synergies achieved by working within a group environment allow our advisers to draw on considerable and varied expertise to enhance the service offered to our clients. Our role is to create and provide financial planning solutions for expatriates and foreign residents in Spain.

Our internationally qualified, professional advisers are readily available to make certain you receive the best possible advice and superb service, bringing you peace of mind for the following areas: Qualifying Recognised Overseas Pension Schemes (QROPS) Life Insurance SpainInvestment Advice in SpainMortgages in Spain – Pension planning in Spain.

Moving on from Brexit

Brexit created a number of well-documented issues for expatriates living in the EU.

Financial planning and wealth management were impacted heavily as the Withdrawal Agreement excluded financial services and specifically the passporting of advisory licences between the UK and EU. This means that many UK based advisers and institutions are no longer able to engage with clients living in the EU.

The Spectrum IFA Group is licensed across the entire EEA and can ensure that your finances are ‘Brexit-proof’, through access to secure, locally authorised, tax-efficient investment solutions.

In countries such as France, Spain, Italy, Luxembourg, Portugal and Malta, you have access to many flexible investment options backed by some of the UK’s largest and most well known financial institutions.

These products, issued from Dublin or Luxembourg, are both EU regulated and highly tax efficient. One of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Similarly tax efficient products, designed for expatriates, are available to Italian, Spanish, Portuguese and Maltese residents.
As a result, you can still invest with companies whose names you know and trust, whilst ensuring compliance and tax-efficiency in the country you now call home.

Contact The Spectrum IFA Group in Spain

    By submitting your postcode above we will be able to provide a more geographically relevant point of contact
    The Spectrum IFA Group is committed to building long term client relationships. This form collects your name and contact details so we can contact you about this specific enquiry. For further information, please see our Privacy Policy.
     

    * All financial planning advice is provided using and within Insurance contracts that are highly tax efficient in Spain. Investment Management services within the Insurance Contracts are provided by Investment Management Institutions. Spectrum’s role is to provide the Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution.

    The Spectrum IFA Group member, Baskerville Advisers S.L., is an authorised insurance brokerage operating throughout Spain. The Development Director for Spain [based in Barcelona] is Jonathan Goodman.

    Tel +34 93 665 8596 Mob +34 609 768 359 jonathan.goodman@spectrum-ifa.com

    NOTA PÁGINA WEB RELATIVA AL SERVICIO DE ATENCIÓN AL CLIENTENOTA PÁGINA WEB RELATIVA AL SERVICIO DE ATENCIÓN AL CLIENTE