Tel: +34 93 665 8596 | info@spectrum-ifa.com

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Specialist financial planning for expatriates across Europe

Comprehensive, personalised financial advice

Tax efficient investing – pensions and retirement planning – estate and succession planning –
mortgages – currency transfers – life assurance

The Spectrum IFA Group Title Sponsor of The Nations Cup at Royal Malta Golf Club

The Spectrum IFA Group Title Sponsor of The Nations Cup at Royal Malta Golf Club

Succession and Domicile Planning in Portugal

Succession and Domicile Planning in Portugal

Update on UK pensions when living in Spain

Update on UK pensions when living in Spain

Nice-Cannes Marathon 2024

Nice-Cannes Marathon 2024

Off The Rails

Off The Rails

The relationship with a financial adviser

The relationship with a financial adviser

ECB Rate Cuts

ECB Rate Cuts

Searching for a financial planner

Searching for a financial planner

It’s a Classic!

It’s a Classic!

French Bank Accounts

French Bank Accounts

The Three Amigos

The Three Amigos

The Jigsaw

The Jigsaw

Top Financial Tips in Spain

Top Financial Tips in Spain

Wealth taxes in Italy

Wealth taxes in Italy

Discipline Vs Regret

Discipline Vs Regret

Le Tour de Finance 2024

Le Tour de Finance 2024

ESG and Impact Investing

ESG and Impact Investing

Income tax rates in Italy 2025

Income tax rates in Italy 2025

Financial update France October 24

Financial update France October 24

Five Essential Rules for Drawing on Your Investments and Pension

Five Essential Rules for Drawing on Your Investments and Pension

Moving to Portugal Show & Seminars

Moving to Portugal Show & Seminars

Did you miss out on NHR? You could still be eligible

Did you miss out on NHR? You could still be eligible

Are trusts right for you and your family

Are trusts right for you and your family

Why have a Financial Adviser?

Why have a Financial Adviser?

Finance in Italy

Finance in Italy

We’ve got you covered

With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003.

Contact one of our locally based advisers for an outline of how we can help you.

The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Spain
SPAIN
The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
The Spectrum IFA Group
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Financial planning for expatriates across Europe

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
Spectrum IFA Guide to investment risk
French Tax Guide - The Spectrum IFA Group
Your Guide to Tax in Italy
Tax Efficient Savings & Investments in France
Real Estate in Italy
Your Guide to Tax in Spain 2024
Moving to Spain Guide
Spectrum Client Charter

But enough about us… view some of our adviser’s reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews