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Financial Advisers in Malta

Locally based advisers with financial planning expertise in Malta.
Please contact us to arrange a no fee, no obligation, introductory meeting or call.

Tax Efficient Investing for Expats in Malta

Tax Efficient Investing for Expats in Malta

Expatriate life in Malta

Expatriate life in Malta

Spectrum sponsors the Malta Flag Football League

Spectrum sponsors the Malta Flag Football League

Income in retirement

Income in retirement

Cash flow planning

Cash flow planning

Bonds – still a low-risk investment?

Bonds – still a low-risk investment?

Real Estate vs. Diversified Portfolio

Real Estate vs. Diversified Portfolio

Real estate in Malta

Real estate in Malta

The importance of retirement planning

The importance of retirement planning

Investment performance and reliability

Investment performance and reliability

Investment options

Investment options

Investment diversification

Investment diversification

Cryptocurrency versus Regulated Funds

Cryptocurrency versus Regulated Funds

Do I need a financial adviser?

Do I need a financial adviser?

Interest rates and Inflation

Interest rates and Inflation

With Care You Prosper

With Care You Prosper

Transferring Irish Pensions Abroad

Transferring Irish Pensions Abroad

Bad experiences with financial advice

Bad experiences with financial advice

Tax Efficient Investments Malta

Tax Efficient Investments Malta

The Spectrum IFA opens it’s Malta office

The Spectrum IFA opens it’s Malta office

How Expats Can Consolidate Their UK Pensions

How Expats Can Consolidate Their UK Pensions

Time to Review Your Final Salary Pension

Time to Review Your Final Salary Pension

How can expats can get their ‘nest-egg’ savings working harder despite low-interest rates

How can expats can get their ‘nest-egg’ savings working harder despite low-interest rates

How to plan your retirement

How to plan your retirement

Investment options

Investment options

Specialised financial planning for expatriates in Europe

Brexit created a number of well-documented issues for expatriates living in the EU.

Financial planning and wealth management were impacted heavily as the Withdrawal Agreement excluded financial services and specifically the passporting of advisory licences between the UK and EU. This means that many UK based advisers and institutions are no longer able to engage with clients living in the EU.

The Spectrum IFA Group is licensed across the entire EEA and can ensure that your finances are ‘Brexit-proof’, through access to secure, locally authorised, tax-efficient investment solutions.

In countries such as France, Spain, Italy, Luxembourg, Portugal and Malta, you have access to many flexible investment options backed by some of the UK’s largest and most well known financial institutions.

These products, issued from Dublin or Luxembourg, are both EU regulated and highly tax efficient. One of the largest insurance companies in the UK offers a fully French compliant (Dublin based) Assurance Vie. Similarly tax efficient products, designed for expatriates, are available to Italian, Spanish, Portuguese and Maltese residents.

As a result, you can still invest with companies whose names you know and trust, whilst ensuring compliance and tax-efficiency in the country you now call home.

Find out more and talk to our advisers below

Contact our advisers in Malta

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