Tel: +34 93 665 8596 | info@spectrum-ifa.com

Linkedin

Specialist financial planning for expatriates across Europe

Comprehensive, personalised financial advice

Tax efficient investing – pensions and retirement planning – estate and succession planning –
mortgages – currency transfers – life assurance

Financial workshops in Portugal

Financial workshops in Portugal

What does a stockmarket fall of 36% mean?

What does a stockmarket fall of 36% mean?

British expats living in France may soon pay no UK inheritance tax

British expats living in France may soon pay no UK inheritance tax

Tax deductions in Italy

Tax deductions in Italy

Financial update France – April 2024

Financial update France – April 2024

Investing: what can you expect?

Investing: what can you expect?

Tax tips in Portugal

Tax tips in Portugal

Top financial tips in Spain – March 2024

Top financial tips in Spain – March 2024

Why invest?

Why invest?

Where do you go as interest rates fall?

Where do you go as interest rates fall?

The Value of Seeking Financial Advice

The Value of Seeking Financial Advice

Exciting times ahead

Exciting times ahead

Portugal´s tax incentives in 2024

Portugal´s tax incentives in 2024

Buying you dream home in France

Buying you dream home in France

L’intelligence artificielle (IA)

L’intelligence artificielle (IA)

Memories are made of this

Memories are made of this

Interest Rates – what next?

Interest Rates – what next?

Financial update Italy 2024

Financial update Italy 2024

Financial update France March 2024

Financial update France March 2024

The view from the Danube

The view from the Danube

Tax planning in Italy 2024

Tax planning in Italy 2024

Tax Efficient Investing for Expats in Malta

Tax Efficient Investing for Expats in Malta

Misconceptions about living in Portugal

Misconceptions about living in Portugal

Taxes in Italy 2024

Taxes in Italy 2024

Do you need to submit a Modelo 720?

Do you need to submit a Modelo 720?

We’ve got you covered

With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003.

Contact one of our locally based advisers for an outline of how we can help you.

The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Spain
SPAIN
The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
The Spectrum IFA Group
TALK TO US

Financial planning for expatriates across Europe

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
Spectrum IFA Guide to investment risk
French Tax Guide - The Spectrum IFA Group
Your Guide to Tax in Italy
Tax Efficient Savings & Investments in France
Real Estate in Italy
Your Guide to Tax in Spain 2024
Moving to Spain Guide
Spectrum Client Charter

But enough about us… view some of our adviser’s reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews