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Specialist Financial Advice to Expatriates across Europe

Our expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Tax Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.

The banking industry

The banking industry

Tax time in Italy

Tax time in Italy

Income in retirement

Income in retirement

Tax efficient savings and investments in France

Tax efficient savings and investments in France

Tax time in Italy

Tax time in Italy

I’ve left the UK – why am I still paying tax there?

I’ve left the UK – why am I still paying tax there?

Can you sell your UK business and pay 0% tax?

Can you sell your UK business and pay 0% tax?

Cash flow planning

Cash flow planning

Why is now a good time to invest?

Why is now a good time to invest?

French Tax Returns

French Tax Returns

End of the Golden Visa in Portugal

End of the Golden Visa in Portugal

Are the stars aligning for investors?

Are the stars aligning for investors?

Why did you move to France?

Why did you move to France?

Looking towards the end of Non-Habitual Residence in Portugal

Looking towards the end of Non-Habitual Residence in Portugal

Russia’s invasion and its effects on markets

Russia’s invasion and its effects on markets

Is Giorgia Meloni the new Mussolini?

Is Giorgia Meloni the new Mussolini?

Am I paying too much Wealth Tax in Spain?

Am I paying too much Wealth Tax in Spain?

10 common financial planning mistakes expats make

10 common financial planning mistakes expats make

The difficulties of 2022 and how to approach 2023

The difficulties of 2022 and how to approach 2023

Saving for retirement in Spain

Saving for retirement in Spain

How much could the UK tax my pension?

How much could the UK tax my pension?

So what does 2023 have in store?

So what does 2023 have in store?

The financial implications of your SEF appointment

The financial implications of your SEF appointment

Am I tax resident in Spain?

Am I tax resident in Spain?

Protecting your wealth

Protecting your wealth

We’ve got you covered

The Spectrum IFA Group has over 50 advisers across seven countries.
If you currently live in one of these countries or are thinking of moving overseas, contact our local offices below:

The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Spain
SPAIN
The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
The Spectrum IFA Group
TALK TO US

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
french tax guide 2023
Tax Efficient Savings & Investments in France
Your Guide to Tax in Spain 2023
Guide to investment risk
Your tax guide to Italy

But enough about us… view some of The Spectrum IFA reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews