Tel: +34 93 665 8596 | info@spectrum-ifa.com

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Specialist financial planning for expatriates across Europe

Comprehensive, personalised financial advice

Tax efficient investing – pensions and retirement planning – estate and succession planning –
mortgages – currency transfers – life assurance

History: How it can save you money

History: How it can save you money

How is France doing?

How is France doing?

The Top Tips in Spain | May 2023

The Top Tips in Spain | May 2023

Tax time in France

Tax time in France

A tax haven called Andalucia

A tax haven called Andalucia

Protecting your investments during the Ukraine conflict and beyond

Protecting your investments during the Ukraine conflict and beyond

Spectrum sponsors the Malta Flag Football League

Spectrum sponsors the Malta Flag Football League

Tales of an olive tree

Tales of an olive tree

French financial updates April 2023

French financial updates April 2023

Arts Society de La Frontera

Arts Society de La Frontera

Is my money safe?

Is my money safe?

Expats in Barcelona | Live Q & A event, Barcelona

Expats in Barcelona | Live Q & A event, Barcelona

Tax tips for living in Spain 2023

Tax tips for living in Spain 2023

The banking industry

The banking industry

Tax time in Italy

Tax time in Italy

Income in retirement

Income in retirement

Tax efficient savings and investments in France

Tax efficient savings and investments in France

Tax time in Italy

Tax time in Italy

I’ve left the UK – why am I still paying tax there?

I’ve left the UK – why am I still paying tax there?

Can you sell your UK business and pay 0% tax?

Can you sell your UK business and pay 0% tax?

Cash flow planning

Cash flow planning

Why is now a good time to invest?

Why is now a good time to invest?

French Tax Returns

French Tax Returns

End of the Golden Visa in Portugal

End of the Golden Visa in Portugal

Are the stars aligning for investors?

Are the stars aligning for investors?

We’ve got you covered

With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003.

Contact one of our locally based advisers for an outline of how we can help you.

The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Spain
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The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
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Financial planning for expatriates across Europe

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
french tax guide 2023
Tax Efficient Savings & Investments in France
Your Guide to Tax in Spain 2023
Guide to investment risk
Your tax guide to Italy
Real Estate in Italy
Moving to Spain Guide
Visas in Portugal

But enough about us… view some of The Spectrum IFA reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews