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Specialist financial planning for expatriates across Europe

Comprehensive, personalised financial advice

Tax efficient investing – pensions and retirement planning – estate and succession planning –
mortgages – currency transfers – life assurance

Is cash king?

Is cash king?

Do I need a financial adviser?

Do I need a financial adviser?

Tax & financial seminars in Portugal

Tax & financial seminars in Portugal

Top tips for expat finances – Spain

Top tips for expat finances – Spain

Le Tour de Finance in Italy

Le Tour de Finance in Italy

The dilemma: cash or investment markets?

The dilemma: cash or investment markets?

Are you thinking about moving to Italy?

Are you thinking about moving to Italy?

The end of succession tax in Valencia

The end of succession tax in Valencia

Financial update – France September 2023

Financial update – France September 2023

Preparing for the inevitable

Preparing for the inevitable

Expatriate life in Malta

Expatriate life in Malta

How do I get maximum benefit from my share options?

How do I get maximum benefit from my share options?

Exchange Traded Funds

Exchange Traded Funds

Preparing for the end of your NHR

Preparing for the end of your NHR

Investments in Spain

Investments in Spain

Refused Italian residency

Refused Italian residency

Quarterly financial market update 2023

Quarterly financial market update 2023

Top tips for moving to Spain in 2023

Top tips for moving to Spain in 2023

Use your inheritance you have received for your future

Use your inheritance you have received for your future

Building your portfolio after selling a business

Building your portfolio after selling a business

Thinking of retiring to Spain?

Thinking of retiring to Spain?

Comment mieux diversifier votre patrimoine

Comment mieux diversifier votre patrimoine

I have received an inheritance. What now?

I have received an inheritance. What now?

0% tax when selling your UK business

0% tax when selling your UK business

Should I buy a property with the Inheritance I have just received?

Should I buy a property with the Inheritance I have just received?

We’ve got you covered

With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003.

Contact one of our locally based advisers for an outline of how we can help you.

The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Spain
SPAIN
The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
The Spectrum IFA Group
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Financial planning for expatriates across Europe

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
french tax guide 2023
Tax Efficient Savings & Investments in France
Your Guide to Tax in Spain 2023
Guide to investment risk
Your tax guide to Italy
Real Estate in Italy
Moving to Spain Guide
Visas in Portugal

But enough about us… view some of The Spectrum IFA reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews