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Specialist financial planning for expatriates across Europe

Comprehensive, personalised financial advice

Tax efficient investing – pensions and retirement planning – estate and succession planning –
mortgages – currency transfers – life assurance

The view from the Danube

The view from the Danube

Tax planning in Italy 2024

Tax planning in Italy 2024

Tax Efficient Investing for Expats in Malta

Tax Efficient Investing for Expats in Malta

Misconceptions about living in Portugal

Misconceptions about living in Portugal

Taxes in Italy 2024

Taxes in Italy 2024

Do you need to submit a Modelo 720?

Do you need to submit a Modelo 720?

Are there ISAs in Spain?

Are there ISAs in Spain?

Interest in deposit accounts

Interest in deposit accounts

Italian Tax Changes 2024

Italian Tax Changes 2024

Financial Update France January 2024

Financial Update France January 2024

Happy New Year 2054

Happy New Year 2054

Financial update France December 2023

Financial update France December 2023

Livret A : Protection ou illusion face à l’inflation ?

Livret A : Protection ou illusion face à l’inflation ?

NHR in Portugal is over

NHR in Portugal is over

Reduction of Succession and Gift Tax in Valencia

Reduction of Succession and Gift Tax in Valencia

UK extends Overseas Transfer Charge on transfers to QROPS

UK extends Overseas Transfer Charge on transfers to QROPS

Cash or invest?

Cash or invest?

Living as an expat in Italy

Living as an expat in Italy

Arts Society de La Frontera

Arts Society de La Frontera

NHR: A closed door but an open window

NHR: A closed door but an open window

Financial update France

Financial update France

UK term deposit rates as a resident of Spain

UK term deposit rates as a resident of Spain

Educational Workshops Portugal

Educational Workshops Portugal

Le Tour de Finance visits Italy

Le Tour de Finance visits Italy

Women & finance

Women & finance

We’ve got you covered

With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003.

Contact one of our locally based advisers for an outline of how we can help you.

The Spectrum IFA Group France
FRANCE
The Spectrum IFA Group Spain
SPAIN
The Spectrum IFA Group Italy
ITALY
The Spectrum IFA Group Portugal
PORTUGAL
The Spectrum IFA Group Malta
MALTA
The Spectrum IFA Group Switzerland
SWITZERLAND
The Spectrum IFA Group Luxembourg
LUXEMBOURG
The Spectrum IFA Group
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Financial planning for expatriates across Europe

In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important.

At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years.

Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.

Download our FREE guides

ESG Responsible Investing
French Tax Guide - The Spectrum IFA Group
Tax Efficient Savings & Investments in France
Your Guide to Tax in Spain 2024
Guide to investment risk
Your Guide to Tax in Italy
Real Estate in Italy
Moving to Spain Guide
Spectrum Client Charter

But enough about us… view some of The Spectrum IFA reviews
to see what our existing clients have to say

The Spectrum IFA Group Reviews