[lvca_testimonials per_line=”2″][lvca_testimonial author=”DH & DB”]Derek helped us to find our way through the complexities of pensions and investments at a crucial moment[/lvca_testimonial][lvca_testimonial author=”JN”]I was unsure about how and where to start sorting out my English pensions given the myriad legal changes in the law in both the UK and France. Someone recommended Derek’s services to me and during the initial meeting I was immediately reassured by Derek’s up-to-date financial knowledge and his confidence that there were no complications that he couldn’t resolve.

Within a matter of weeks all my English pensions were bundled together into a single, easy to understand, easy to manage account in Europe which has made it easier for me to keep a regular track of any changes and in a currency which best suited my personal needs.[/lvca_testimonial][lvca_testimonial author=”DM”]I have worked in conjunction with Derek on many occasions with my clients over the last three years. He has always provided a first class service backed up with easy to understand, no nonsense, advice and rationale. All my clients who have been referred to Derek for specialist pension transfer advice have been very happy with his service.

Reaching Chartered Financial Planner status is also testament to Derek’s commitment to be the best for his clients. I would not hesitate to recommend his services.[/lvca_testimonial][lvca_testimonial author=”MC”]Derek has helped me make some difficult decisions with sound unbiased advice. He always responds to any queries or questions I may have regarding those investments promptly.

I can thoroughly recommend his financial services.
[/lvca_testimonial][lvca_testimonial author=”CH”]When we first contacted Spectrum IFA we had no idea just how professional and thorough our first meeting with Derek would be. We were encouraged to express in detail our situation and our objectives which were carefully noted and which together with a completed “attitude to risk” questionnaire formed the basis of a very comprehensive report and recommendations.

Derek’s expertise was exactly what we needed in order to be able to make our investment decision, and we are thankful for his patience and glad to have someone who is easily accessible to deal with any questions or future investments.”
[/lvca_testimonial][lvca_testimonial author=”G & N. R”]We are very pleased with the financial services Derek Winsland has given us over the past few years. He took time and showed great patience answering the many questions that we had when we first embarked on a financial strategy that he suggested would meet our needs. He has continued to support us and always swiftly gets back to us if we have any queries.

We look forward to a continuing relationship for the future and know he will advise us as our circumstances change.”[/lvca_testimonial][lvca_testimonial author=”D.W”]Derek’s help was very quick and efficient; I am extremely happy with the service he gave.[/lvca_testimonial][lvca_testimonial author=”D & A. P”]Before we moved to France, and since moving, we worked with Derek on the transfer of some pension funds and their re-investment. We found his advice most valuable and much appreciated his experience and efficiency.[/lvca_testimonial][lvca_testimonial author=”MF”]I have been a client of Derek’s for a number of years and would highly recommend his services. He has assisted me with my financial structures, and I have been more than happy with the results. I have recommended friends of mine to Derek and they also are very happy with the service. He always explains everything thoroughly and I never feel uncomfortable asking questions or expressing an opinion.

He has a very welcoming, friendly, professional, and personable nature, who works with integrity to provide his clients with sound financial advice and guidance. I highly recommend Derek and his services and look forward to many more years working with him.[/lvca_testimonial][/lvca_testimonials]