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Do You Fear For Your Financial Future?

By Jonathan Goodman
This article is published on: 24th November 2014

How do you choose your investments when you are an expatriate?

International investors face many choices, and taking personalised advice can be vital, especially in the current economic climate. With high inflation and record low interest rates, volatility, complexity, uncertainty and a huge amount of change sum up the current state of the global economy.

Picking the right investment opportunity with maximum return objectives can be a risky and complicated process, and mapping a financial strategy that enables you to better navigate these turbulent financial times is a must.

The International Prudence Bond (Spain)

The International Prudence Bond (Spain) is a medium to long term bond designed with the needs of international investors in mind. Tailored to each market and sold via professional Independent Financial Advisers, it allows access to a range of unit-linked investment funds with the aim of increasing the value of the money invested over the medium to long term.

The PruFund Range of Funds includes guarantee options where the choice of guarantee can be linked to the anticipated year of retirement. The funds utilise the asset allocation expertise of the Portfolio Management Group and offer a truly global investment perspective.


  • Funds denominated in euros, sterling and US dollars
  • A minimum investment of only £20,000, €25,000 or $35,000
  • A minimum allocation rate of 100%
  • No set investment terms
  • Top-up facility from £15,000, €20,000 or $25,000
  • Cumulative allocate rate on top-ups
  • Flexible withdrawal options so clients can access funds when it suits them
  • PruFund Protected Funds guarantee


How Spectrum Can Help

Spectrum’s role is to provide Insurance Intermediation advice and to assist clients in their choice of Investment Management Institution. Our Financial Advisors can help you decide which investment opportunity is right for you.

For more information or to contact one of our Financial Advisors to arrange a full financial review of your current situation please use the contact form below.

Article by Jonathan Goodman

If you are based in the Barcelona area you can contact Jonathan at: for more information. If you are based in another area within Europe, please complete the form below and we will put a local adviser in touch with you.

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