Is my Assurance Vie flexible?
How flexible is my Assurance Vie, should my needs or circumstances change in the future?
When you take out Assurance Vie it is not only important that the money you put in is invested properly for your requirements and attitude to risk today, but that it can be managed, reviewed regularly and changed should your circumstances alter in the future.
Here are several questions you may want to consider when you when choosing or reviewing your Assurance Vie:
How do I change how the money is invested within my assurance vie?
During your annual review or should your circumstances change, it is important to be able to review your Assurance Vie and understand how it is performing. If it is not matching your requirements the mechanism for changing or swapping how your money is invested should be simple and not cost prohibitive.
How often can I change the contents of my assurance vie?
Flexibility to change how money is invested within your Assurance Vie, simply and inexpensively is important. You cannot predict when you may wish to change how your money is invested or encounter an unexpected need to withdraw some of it at short notice, so having a local financial planner who can manage this process simply and efficiently is a good idea.
How flexible is an Assurance Vie should I decide to leave France and live somewhere else?
It is important to ensure you are Assurance Vie portable should you wish to change your country of residence?
Do I understand the charges applicable to my Assurance Vie?
Whether you already have an Assurance Vie or are looking to take one out it is important to understand your obligations regarding applicable charges, taxes and social charges. It is worth noting that where & how your money is invested can have impact on social charges you are liable to incur.
At The Spectrum IFA group we firmly believe that your free financial health check is just the start of our ongoing commitment to your financial well-being. If you want to understand more about the options you have with an Assurance Vie, register for our newsletter, attend one of our road shows or speak to me directly, please call or email me on the contacts below & I will be glad to help you. We do not charge for reviews, reports or recommendations we provide.
tel : 05 49 98 97 46 or 06 73 27 25 43
e-mail : firstname.lastname@example.org
March Financial Surgeries:-
- Thursday 13th March Café des Belles Fleurs, Fenioux 10.00 – 12 noon.
- Tuesday 25th March Pause Café, L’Absie 10.00 – 16.00
- Thursday 27th March Café Cour du Miracle Vouvant 11.00 – 15.00
- Friday 28th March Open Door Library, Civray 10.00 – 12 noon