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Financial Advice for Expats
living in Costa Blanca, Spain

John Hayward
Financial Planner
Spectrum IFA Group

John began his career in the Financial Services sector in 1986, working as a “man from the Pru”. Following that, he worked as a Financial Adviser with Royal Life until 1994 when he joined Independent Financial Advisors MLP Ltd. It was here that he developed an understanding of the needs of individual clients, encompassing investment bonds, pensions, mortgages, life assurance and other protection products. Moving to Spain in 2004, John has been assisting those living and working in Spain understand the current tax, pensions and investment issues that can affect expats living in Spain.

These short videos will give you an understanding of how The SpectrumIFA can help you.

Pensions & living in Spain as an expat

The Spectrum IFA Group – Who are we?

Gift Tax in Spain

For more information on the services offered by The Spectrum IFA Group and John Hayward in Alicante, Spain – you can speak to John or email him at

John Hayward Cert PFS
The Spectrum IFA Group (Baskerville Advisers S.L.)
(0034) 618 204 731 / 96 558 7633