Investment decisions can be confusing; there are just so many options! The most important thing to check is that the assets selected suit your profile and needs, and that the company handling your money is financially sound with a solid reputation. One range of funds we find works consistently well for our clients here at The Spectrum IFA group is from Prudential International. These funds are called PruFunds.
PruFunds start off by spreading investments across different asset classes. The various funds on offer contain assets such as equities, bonds, property, commodities and cash. This balances the performance of the funds as a whole, avoiding the volatility that comes when money is invested in a single asset class. This is known as diversification. All PruFund funds are managed by Prudential’s specialist and highly successful multi-asset portfolio management team. The size of these funds allows Prudential to invest in a wide range of assets globally and across many economic sectors, further adding to the diversification.