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Investment performance and reliability

By Jozef Spiteri
This article is published on: 20th January 2022

Investment decisions can be confusing; there are just so many options! The most important thing to check is that the assets selected suit your profile and needs, and that the company handling your money is financially sound with a solid reputation. One range of funds we find works consistently well for our clients here at The Spectrum IFA group is from Prudential International. These funds are called PruFunds.

PruFunds start off by spreading investments across different asset classes. The various funds on offer contain assets such as equities, bonds, property, commodities and cash. This balances the performance of the funds as a whole, avoiding the volatility that comes when money is invested in a single asset class. This is known as diversification. All PruFund funds are managed by Prudential’s specialist and highly successful multi-asset portfolio management team. The size of these funds allows Prudential to invest in a wide range of assets globally and across many economic sectors, further adding to the diversification.

investment performance

The second notable and valuable feature of PruFunds is its ‘smoothing’ mechanism. The particular attraction of the smoothing process is that investment profits are held back from market highs to protect your investment from suffering the full lows of market crashes. A steady return is something most investors greatly appreciate.

PruFunds are widely recognised for strong long-term investment performance, reliability of returns and insulation from stock market volatility. This protection from volatility, achieved through the risk-managed smoothing mechanism, is a feature of the funds which is particularly appropriate for investors seeking a balance between capital growth and preservation.

This is just a taste of what PruFund has to offer. If you have further questions, or wish to have a closer look at the various fund options available, feel free to contact us. Our initial meetings are free of charge and entirely without obligation.

Find out more about the PruFund here

Article by Jozef Spiteri

If you are based in Malta you can contact Jozef at: jozef.spiteri@spectrum-ifa.com for more information. If you are based in another area within Europe, please complete the form below and we will put a local adviser in touch with you.

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