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Mortgages in Spain

Buying a house in Spain is a big ticket item. Perhaps if you are moving to Spain it may be your biggest asset. It is therefore very important to understand the mortgage before you buy, how it works and what it means to you.

In the following pages, we look into:

THE SPANISH MORTGAGE PROCESS: what will happen and how long will it take? How much can I borrow? What is important in the decision making process of the bank? Learn More

MORTGAGE TYPES & COSTS IN: What are the differences between fixed and variable rates? What are the costs of setting up a mortgage? We give you an example of a mortgage for both residents and non-residents of Spain. Click here to Read More

GLOSSARY: In the glossary we have gathered a list of some of the most important words and expressions for you to be familiar with when applying for a mortgage.

A list of paperwork that is required to apply for a mortgage. Click here for an invaluable list of the documents required. The List.

The best way to exchange currency for your house purchase. Email us

We can also offer a range of additional services to ensure your property purchase is completed satisfactorily and your legal and protection requirements are fully taken care of.

  • Currency exchange facilities – Excellent facility, saving you money and saving you fees if you are bringing money to Spain from a non euro currency
  • Life Assurance whilst living in Spain
  • Spanish Wills in English
  • Specialist Spanish Tax Advice
  • A UK Accountant